Card loans

Type of information	Credit product name
Type of information	INFINITE, INFINITE FREE	WORLD ELITE, WORLD ELITE FREE	PLATINUM, PLATINUM FREE
Basic conditions for a consumer loan
Purpose of obtaining a loan	Consumer needs
Target customer group	VIP business clients
Loan amount/limit, UAH	up to 1 000 000	up to 300 000	up to 100 000
Loan term, days/month/years	24 month	24 month	24 month
Interest rate, % per annum	35	38	39
Interest rate type (fixed/variable)	Fixed
Real annual interest rate, % per annum	37	39,95	40,95
Client's own payment,% of the loan amount	0	0	0
Information about the estimated total cost of a consumer loan for a client
General expenses on a loan [including interest for using a loan, bank commissions and other client's expenses for additional and related services of a bank, a credit intermediary (if any)] and third parties, UAH	740 005,00	239 692,67	81 898,15
Estimated total cost of a loan for a client for the entire period of use of the loan (loan amount and total loan costs), UAH	1 740 005,00	539 692,67	181 898,15
Credit intermediary services	no	no	no	(Yes/no, payment amount)
Payments for additional and related services of the bank and/or third parties:
warning: The conclusion of a consumer loan agreement is / is NOT connected (leave the necessary) with the need to obtain additional and related services of the bank and / or third parties indicated in column 3 of lines 23-27 of the table of Appendix 1 to the Regulation on information provision by banks of CLIENTS regarding banking and other financial services (hereinafter - the Regulation). The legislation of Ukraine provides for: the right of the client to conclude an agreement on the provision of Additional or related services from a third party selected by him, included in the List of those that meet the Bank's Requirements (if there is such a List, which is determined by the bank), except for the case when the relevant service is provided only by the bank; the right of the client to independently apply to the person providing consumers with the corresponding additional or related services among persons not included in the List determined by the bank, if the bank's definition of the LIST of third parties that provide consumers with additional or related services related to the conclusion of a consumer loan agreement includes less three people for each type of service.
insurer services	no	no	no	(Yes/no, amount of payment, basis of its calculation, list of persons, if any)
state registrar services	no	no	no	(Yes/no, amount of payment, basis of its calculation, list of persons, if any)
notarial services	no	no	no	(Yes/no, amount of payment, basis of its calculation, list of persons, if any)
appraiser services	no	no	no	(Yes/no, amount of payment, basis of its calculation, list of persons, if any)
other mandatory services	no	no	no	(Yes/no, amount of payment, basis of its calculation, list of persons, if any)
Consumer loan security
Pledge/surety	no	no	no	(yes/no)
Collateral type (if applicable)	no	no	no
The approximate minimum value of property / property rights required to obtain a loan for the amount indicated in column 3 of line 11 of the table of Appendix 1 to the Regulation (if applicable), or	0	0	0	(Indicate corresponding amounts)
Ratio of available loan size to property value/property rights (if applicable)	no	no	no

Consumer loan Credit by card Car loan Loan for SMEs