|Interest rate (per annum)||
deposit interest rate +4 % (if the loan currency matches the deposit currency)
deposit interest rate +13 % (if the loan currency does not matches the deposit currency)
Loan origination fee
What factors are taken into account by the bank when making a decision?
Why do I need a deposit-secured loan?
You are given the opportunity to use the funds that are on the fixed deposit, until the deposit expires. At the same time, the profitability of the deposit remains.
In what situations do I need a deposit-secured loan?
For example, business expansion, urgent repayment of obligations and/or formation of reserves in case of unforeseen situations.
In which currencies can I obtain a loan?
UAH, EUR or USD.
What is the maximum validity period of a loan agreement?
A loan agreement can be issued for up to 24 months. Validity period must be 5 banking days less than the term of the deposit agreement.
Do I need to obtain insurance to get a loan?
No, insurance and notarization of contracts are not required when applying for a deposit-secured loan.